How one adviser helped business owners plan exits with clarity

Client Context

Daniel* worked with successful business owners approaching sale or succession. These clients often had most of their wealth tied up in the business and were anxious about whether the proceeds of a sale would sustain their lifestyle.

The challenge was that every client had different ambitions — some wanted to retire early, others wanted to reinvest in a new venture, and many wanted to support their families. Daniel needed a way to show them how these scenarios would play out financially before they made life-changing decisions.

The Challenge

Business owner clients presented three big hurdles:

• Uncertainty about whether sale proceeds would be “enough”
• Difficulty visualising the impact of reinvesting versus retiring
• Pressure to balance personal goals with family commitments

These conversations were high stakes. Daniel needed a tool to back his advice with clarity and confidence.

The Turning Point

When a client considering a £3m sale admitted he was losing sleep over whether it would last his lifetime, Daniel knew that numbers on a spreadsheet weren’t enough. His client needed to see the answers.

The Solution

Daniel partnered with Plus Group for cashflow modelling support. We:

• Built models showing multiple exit scenarios (retirement, reinvestment, phased withdrawal)
• Illustrated the long-term impact of different spending and investment strategies
• Provided visuals that reassured clients they could fund their chosen lifestyle post-sale

Implementation Insight

We began with a client preparing to sell his engineering firm. By modelling three exit paths — retiring fully, reinvesting half, or gifting a portion to family — Daniel showed the client how each option affected long-term financial security. The clarity gave him confidence to proceed with the sale.

Results

• Business owners reassured their exit would fund their future
• Faster decision-making around sales and succession
• Adviser positioned as a trusted guide for high-stakes transitions

Emotional Impact

For Daniel, the biggest reward was seeing stress lifted from his clients. Instead of uncertainty, they left meetings reassured that their hard work would translate into the lifestyle they wanted.

Before vs After

Barriers Addressed

Daniel initially worried that modelling might make business owners focus too much on the “what ifs.” Instead, it gave them the confidence to commit, knowing every angle had been explored.

If your clients are business owners facing a sale or succession, Plus Group’s cashflow modelling support helps them see exactly how their exit will support the next chapter.